Many years ago I was offered a job that included what I was told a generous benefit package. Benefits is a broad word meant to let people know that they have opportunities to receive more for their work than just the pay that they receive. For me at that time it just meant that there was a bunch of options to choose from. These options would take away money that I was earning. I was young, healthy, and naive as to what they really were to me. As years have gone by and as I have studied benefits for years now I know that there are perfect options for businesses.
What I didn’t know
I didn’t know the terminology of the different parts of benefit packages. From the basic health insurance to the complexity of choosing mutual funds for my retirement plan.
I didn’t know how the benefits could be used and how they could benefit me. Again, all I saw was that these benefits would take money from my paycheck.
I didn’t know the resources I had that I could use to learn more about the benefits. Most every company has places you can go or ways that you can get more information on the benefits.
What did I learn
Over the years I have come to learn the terminology for benefits. It was mostly through trial and error that I have learned what i have. I would also include some google mixed into my learning. I know now what a supplemental plan is for. In learning I know that there can be easy choices for choosing insurances or for retirement.
I know much better how the benefit packages can help me and how to use them.
And I also know how to find resources and people to talk to about benefits that can guide me to use the benefits to their maximum potential.
I also know now that businesses don’t just put benefits in place to just say that they have them. Rather that they want to cultivate and keep their employees.
What I do now
Now days I work with businesses to set up their benefit packages for their employees. I also work with individuals to understand their financial situation. Helping individuals take advantage of every benefit offered. Within the agreed amounts and keeping values in place.
I also take time to answer questions and teach about what I have learned. Within these articles you will begin to learn more about benefits and how you can use them. Maybe even suggest a few to your own company.
In the end I have loved taking something that I knew very little about and changed it into a strength. Through learning, research, and diligence I have become better. Start your learning now by reading more articles.