"7 in 10 families with kids under the age of 18 would have trouble
paying their bills if their primary wage-earner died."
Group life insurance is sometimes one of the last benefits to be added for employees. As a voluntary benefit for the employer there are some ways that employers can add this benefit very inexpensively. Many employer think that group life insurance needs some large amount of coverage. But this is not so in every case. Most individual do not have life insurance outside of work. As an employer you can offer minimal coverage while being able to provide relief for your employees in their time of need. We also see where employers allow a specialized life insurance agent to come and talk with employees about coverage. This helps educate the employees as well gains status for the employer as they are showing they are concerned.